Whether you are looking to lease or purchase a business or personal vehicle, we can find a quick and painless finance solution for you.
We also offer a car buying facility as a free service to potentially offer a significant saving on the purchase price. With access to all major car lenders available, we will endeavour to find you the best package in the market.
Our speedy approvals and settlements process will allow you to be in your new car quickly.
We can finance
Commercial cars, utes & vans
Trucks
Trailers
Buses
Personal passanger vehicles
Golf carts
Finance Calculator
* Quotes are an indication of the payment for the amount of finance specificed. The quotes are subject to commercial lending criteria with a completed credit assessment and are subject to change.
Why choose
Geared Finance
No financials required
Competitive interest rates
No deposits or bonds
No penalty on early payouts
Approval within 24 hours
No more to pay at the end of the term
Finance options for Motor Vehicles
Low rates • Tax effective • Flexible terms & residuals • 1-5 year terms
Similar to that of a Home Mortgage, a Chattel Mortgage allows you to buy an asset, which the finance company finances on your behalf. The financier has a mortgage over the asset until you have paid it off. At the end of the term, the asset is yours and there is nothing more to pay.
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Competitive leasing rates • Tax effective • Flexible end of term options
A finance lease can provide the benefits of a Rental in terms of basic treatment of the payments being made, but also provides ownership at the end with payment of the final residual amount. This is a good form of finance for longer life assets that are core to the business – e.g. plant & equipment and vehicles.
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Tax effective • Flexible terms • 1-5 year terms
A rental is one of the simplest forms of finance where the risks of ownership aren’t generally assumed by the user. Rental allows you to treat the cost of acquiring a piece of equipment as an ongoing expense. The GST is claimed on each payment as they are made and at the end of the term, there are options that include the ability to upgrade, return the equipment or make an offer to purchase the assets.
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Want to know more?
Our team of experts have in-depth knowledge of the industry and will help you find a tailor-made finance solution designed to fit the needs of your business. Whatever your industry, let us help grow your business today!
Ready to apply?
You can make an application for finance with us that does not commit you to proceed with a facility in any way. This is a no-obligation assessment with a view of reaching a potential pre-approval that you are then free to choose to use should you wish.
What do our customer say about us?
“I have been working with Geared Finance for over 10 years. During this time they have helped us with our Equipment Finance needs and have been a pleasure to deal with. The Geared team is responsive, fast and so easy to deal with. THEY GO ABOVE AND BEYOND, LIAISING DIRECTLY WITH SUPPLIERS TO MAKE THE PROCESS AS SMOOTH AS POSSIBLE and have great time saving touches like electronic Privacy Act documents. As a fast growing business, it’s great to know that we can get fast approvals and settlements to help us acquire much needed equipment on an ongoing basis. I would have no hesitations in recommending Geared Asset Finance!”.
Guy Greenstone, Stomping Ground Brewing Co.“We have been working with Geared Finance for the past 4 years and have always found their service to be attentive and prompt at all times. GEARED PROVIDES A HIGH LEVEL OF CUSTOMER SERVICE WORKING WITH US AS A CLIENT TO CREATE A BESPOKE SOLUTION THAT FITS WITH THE OPERATIONAL REQUIREMENTS OF OUR BUSINESS. I have always found Geared Finance to be professional in all their dealings and ready and willing to assist in all scenarios.”
Sandra Giannakopoulos, Sodexo“Geared Finance has been a great help to our business. From first being introduced to Geared from a hospitality equipment provider, we started dealing with them. GEARED NEVER CEASES TO AMAZE ME TO WHAT THEY CAN PROVIDE SUPPORT WITH, FROM NOT ONLY PLANT AND EQUIPMENT, TO SOLAR, TO SOFTWARE FINANCE AND VEHICLE FINANCE! Very competitive rates of interest, and option to chattel mortgage with balloons. Not only the turnaround time, but the professional service, advice and years of experience, Fabulous Catering is proud to be a loyal client of Geared, and for many years to come!”.
Adam Pope, Fabulous Catering“Geared Asset Finance has over the years financed the school’s ITC equipment. As a school, we require from companies not just finance but flexibility and an understanding of a school’s financial operations, all of which we receive from Geared Asset Finance. WE HAVE NO HESITATION IN HIGHLY RECOMMENDING GEARED ASSET FINANCE FOR YOUR BUSINESS”.
Manuel Pappos, Alphington Grammar School“THE TEAM AT GEARED ASSET FINANCE HAVE BEEN NOTHING BUT PHENOMENAL, WHEN IT COMES TO SORTING OUT OUR BUSINESS FINANCES, FROM START TO FINISH THEY ARE ALWAYS THERE TO HELP. They have been handling all our finances for a number of years and I’m sure there will be plenty more years to come. Thank you Geared and the Team”.
Mark Clarke, Geelong Collision Care